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No work required. None permitted.
Pension, dividends, rent, interest, capital gains or savings carry the case. If you intend to work remotely, the Spain Digital Nomad route is the honest fit instead.
Spain · passive income
Spain Non-Lucrative Visa 2026: Residence Without Working
Live in Spain on passive income, savings, a pension or investment returns. Show about €2,400 a month, add the family amount and hold a one-year permit that renews for two years, then two more.
- €2,400+monthly passive income
- No workpermitted on this route
- 1 + 2 + 2permit and renewal structure
What the route gives you
Residence on your income, not your job
The Non-Lucrative Visa is built for people who can support themselves in Spain without professional work.
Passive income or savings
Show about €2,400 a month or €28,800 a year for the main applicant, then add the family uplift.
Family included
Spouse or partner and children can apply with you when the relationship and additional funds are documented.
A clear 1 + 2 + 2 ladder
One-year initial permit, then two-year renewals that can carry you to the year-five long-term residence point.
Schengen mobility
Travel across 29 Schengen countries while Spain remains the residence base.
Passive income or remote work
Spain Non-Lucrative, Spain Digital Nomad or Portugal D7.
The key question is whether your money comes from professional work. The Non-Lucrative route has a strict work ban.
Best forIncome basisCan you work?Income floorInitial residencePath to long-term residence
Spain Non-LucrativeBest forPassive income and savingsIncome basisPension, dividends, rent, interest or capital gainsCan you work?No professional activityIncome floorAbout €2,400/monthInitial residence1 yearPath to long-term residence5 years
Spain Digital NomadBest forActive remote workersIncome basisForeign employment, clients or businessCan you work?Yes, remote workIncome floorAbout €2,849/monthInitial residenceUp to 3 years in SpainPath to long-term residence5 years
Portugal D7Best forPassive-income householdsIncome basisPension, rent, dividends or royaltiesCan you work?Not as the residence basisIncome floor€920/monthInitial residence2 yearsPath to long-term residence5 years
Pick the Spain Non-Lucrative route only when you can live from passive income and do not need to work.
What counts as passive income
The source and payment history decide whether the income counts.
The consulate reads who owns the source, whether it is genuinely passive and whether the money keeps arriving.
Use the award and payment history
Public and private pensions need current entitlement evidence and matching bank receipts.
Prove the property and the deposits
Ownership, leases, tax records and consistent bank deposits need to tell the same rental-income story.
Show ownership and recurring returns
Dividends, interest, capital gains and similar sources need statements that connect the asset to the payments.
Move active work to the right route
Employment, freelance services and business activity do not fit the Non-Lucrative work ban. Use Digital Nomad or Startup instead.
Spain without a job
Why Spain if you will not be working
The route buys a stable residence base, family access and Schengen mobility, but the tax and day-count plan still needs to be clear before you move.
Built for passive income
Pension, rent, dividends, interest and savings can support the route without a Spanish job.
Family on the same plan
Spouse or partner and children can join when the additional household amount is documented.
Mature private healthcare
The residence file uses full private coverage in Spain without copayments.
A predictable renewal structure
One year, then two, then two more before the year-five long-term residence point.
Plan the tax before the move. More than 183 days usually creates Spanish tax residence, and the Beckham regime does not apply to this no-work route.
Fit check
The Non-Lucrative route fits passive income and no professional work.
Use this as the first filter. We confirm the income sources, family amount and consular evidence before filing.
The route is worth checking if
- Pension, rent, dividends, interest or savings pays for the move
- The main applicant clears about €2,400 a month or the savings equivalent
- The income sources and deposits are easy to document
- You do not need to work remotely or locally after moving
Check another route if
- Employment, freelance services or business activity pays the bills
- You plan to keep a foreign remote job from Spain
- The income is irregular or cannot clear the family uplift
- The health insurance has copayments or gaps in Spanish coverage
Evidence file
What your Spain Non-Lucrative file must prove
The source documents, deposits and residence evidence have to tell one passive-income story.
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Financial floor
About €2,400 a month or €28,800 a year for the main applicant, plus €600 a month per family member
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Income source
Pension award, rental lease, dividend statement, investment statement or equivalent source proof
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Payment history
Bank records showing the declared income arrives consistently
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No-work position
A case and personal plan consistent with no professional activity in Spain
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Insurance and accommodation
Full private coverage without copayments and the accommodation evidence required by the consulate
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Identity and family
Passport, criminal record and civil-status documents for every applicant
From income check to residence card
From passive-income proof to the TIE,six clear steps.
Allow about two to four months end to end including the consular appointment. The location of the consulate can change the range.
- 1Relovisa
Review income and family
Before filingWe classify each source, calculate the main and family amounts and flag gaps before certificates are ordered.
- 2Relovisa + client
Build the financial evidence
Before the consulateWe join source documents, payment history, bank statements and the savings position into one clear explanation.
- 3Relovisa
Prepare the consular file
Before the appointmentCriminal records, insurance, accommodation, family documents, forms and sworn translations are checked together.
- 4Client + consulate
Submit at the Spanish consulate
Appointment timing variesThe initial Non-Lucrative application is filed in the country of legal residence. We prepare the dossier and appointment instructions.
- 5Relovisa + client
Enter Spain and complete the TIE
After visa issuanceYou enter Spain, register where required and attend the police appointment for the physical residence card.
- 6Case team
Plan the two renewals
1 year, then 2 + 2We map the ongoing income, day-count and documentation conditions needed to protect the year-five long-term residence path.
One case manager keeps the income evidence, consular file, TIE and renewal plan in one sequence.
Costs and service scope
Government costs are known. Your service fee follows the case.
The live Non-Lucrative page has not finalised a public package price, so we confirm the Relovisa fee after reviewing the income sources and family plan.
Spain Non-Lucrative service
Confirmed after review scope and family fee confirmed in writing
- Income and family-threshold review
- Personal strategy and evidence checklist
- Document preparation and forms
- Sworn translation coordination
- Insurance and accommodation guidance
- Consular dossier and appointment preparation
- Case management through visa issuance
- TIE and renewal roadmap
For passive-income applicants filing through a Spanish consulate.
Book your strategy call
SpainPassive income - TIE card about €16.08
- Consular fee varies by nationality
- Full private health insurance without copayments
The funds you show are not a fee. Consular charges vary by nationality and location. Health insurance, apostilles and sworn translations are separate unless the signed engagement says otherwise.
Related income routes
If the money comes from somewhere else
Use the route that matches whether the income is passive, remote work or a business you actively run.
For pensions, rent, dividends and royalties at a lower monthly floor.
Portugal Passive Income Visa (D7)
Portugal D7 starts through a Portuguese consulate and uses passive-income evidence, with a different permit ladder and family calculation.
- Income
- €920/month
- Work basis
- Passive income
- Initial permit
- 2 years
- Family
- Parents may qualify
- Service from
- €2,490
01 PORTUGAL · D7 For applicants who will keep working for foreign employers or clients.
Spain Digital Nomad Visa
Existing remote work and stable income carry the file, with an in-Spain three-year residence authorisation available.
- Income
- About €2,849/month
- Work rights
- Remote work
- Initial permit
- Up to 3 years
- Family
- Can apply together
- Service from
- €2,490
02 SPAIN · REMOTE WORK For stable foreign remote income above the Portuguese threshold.
Portugal Digital Nomad Visa (D8)
A Portuguese route for active remote work, with a higher monthly income floor and a two-year initial permit.
- Income
- €3,680/month
- Employer
- Not required
- Initial permit
- 2 years
- Family
- Can apply together
- Path to PR
- 5 years
03 PORTUGAL · D8 Relovisa in numbers
Our record so far.
Residence, work, founder and family cases across countries.
Historical share of completed cases approved. Open and incomplete cases are excluded.
The wider specialist network shown on the live page.
The immigration lawyers and consultants on our case teams bring 10+ years each.
Global Relovisa results across every country and route.
People behind your case
The people who move your case forward.
Every case is led and coordinated by Relovisa. We bring in the immigration consultants, lawyers, payroll and tax specialists the route needs, while Relovisa remains your single point of contact.
One coordinated case team, built around the route you actually need.
Vlad Shipilov
FounderLeads strategy for founder, business and non-standard cases, connecting the route with the client's business, family and long-term plan.
Olia Nemirovski
COO & Chief Case ManagerLeads client and partner operations so case teams, local specialists and next steps stay coordinated from assessment to completion.
Evgenia
UK Immigration Lawyer · Specialist PartnerSupports UK immigration and Talent Visa case management where licensed legal input is required.
Vladimir
Germany Immigration Consultant · Specialist PartnerSupports German work immigration cases across process planning, local requirements and case coordination.
Daniela
Portugal Immigration Lawyer · Specialist PartnerSupports Portuguese residence matters that require legal review, representation or procedural escalation.
Petra
Portugal Immigration Consultant · Specialist PartnerSupports Portugal D2, D3, D7 and D8 cases, including clients with different income structures.
Marilia
Portugal Immigration Attorney · Specialist PartnerSupports global mobility for self-employed, founder and highly skilled cases through Portugal D8, D2 and D3 routes.
Thiago
Portugal Immigration Attorney · Specialist PartnerSupports highly qualified professionals and procedural cases involving residence delays and AIMA proceedings.
Vladislav
International Tax Advisor · Specialist PartnerAdvises on international tax structures and non-standard cross-border situations across Europe, Asia and the United States.
Thomas
Crypto & Tax Advisor · Specialist PartnerSupports clients whose move intersects with crypto assets, international business and tax planning.
Our wider specialist network60+
immigration consultants and lawyers
Local coverage for routes and services that require authorised in-country specialists.
Spain Non-Lucrative questions
Non-Lucrative questions, answered
The live page's twelve decision questions, with the work ban and fee boundary stated plainly.
What is the Spain Non-Lucrative Visa?
A residence route for people who can support themselves from passive income or savings without working. It starts with a one-year permit and normally renews for two years, then two more.
Non-Lucrative or Digital Nomad: which do I need?
Use Non-Lucrative for passive income and no professional work. Use Digital Nomad when you actively work for foreign employers or clients. The work ban is the deciding boundary.
Where do I apply?
At the Spanish consulate in your country of legal residence. The initial application is not an online filing from inside Spain.
How long does it take?
Plan about two to four months including the consular appointment. The actual range depends on the consulate.
How much income or savings do I need?
About €2,400 a month or €28,800 a year for the main applicant, plus about €600 a month or €7,200 a year for each family member.
Do I pay tax in Spain?
More than 183 days usually creates Spanish tax residence and standard taxation on worldwide income. The Beckham regime does not apply to the Non-Lucrative no-work route.
What does the Relovisa fee cover?
Case review, evidence planning, forms, document preparation, translation coordination, insurance guidance, the consular dossier and a TIE and renewal roadmap. The exact service fee is confirmed after the case review.
Can my family come?
Yes. Spouse or partner and children can be included, with about €600 a month of additional proof for each family member.
Can I work remotely on this route?
No. The Non-Lucrative route permits no professional activity, including remote work for a foreign employer or clients. Use Digital Nomad if you need to keep working.
How do the renewals and day-count rules work?
The permit runs one year, then renews for two years, then two more. Continued income, residence and absence conditions need to stay satisfied to protect the year-five long-term path.
What commonly causes a refusal, and what happens then?
Weakly documented income and unsuitable health insurance are common avoidable problems. For a directly run case, a re-file after our filing error follows the signed engagement terms and a complete document set.
Does the time count toward long-term residence and citizenship?
Continuous legal residence can count toward long-term status at year five and the general citizenship route at year ten. Individual nationality and absence rules still apply.
Reviewed against the live Relovisa page and Spain source linksReviewed 2026-08-12
Start with the income source
Show us your income. We will tell you if it qualifies.
Pension, dividends, rent, interest or investment returns: send the sources, amounts and family plan. We confirm the threshold, evidence and whether Spain NLV or Portugal D7 is the better comparison.
Book your strategy call30 minutes · €40, applied to your package if you proceed