Portugal 
Spain 
France 
United Kingdom 
Germany 
Italy 
United States 
The lowest income bar in Portugal.
€920 a month for a single applicant, against €3,680 for D8 and about €2,100 for D3. Add 50% for a spouse and 30% for each child, and we calculate the household figure before any document is ordered.
Portugal · passive income
Portugal D7 Visa 2026: Residence on Passive Income
Live in Portugal on pensions, dividends, rent or royalties, from €920/month. It is the lowest income bar among the Portuguese routes in this set.
- €920+monthly passive income
- Parentscan come as dependants
- No workrequired in Portugal
What D7 gives you
Why the Passive Income Visa (D7)
Income you already receive, without working for it, is enough to move a whole household to Portugal.
Passive income, no employer
Pensions, dividends from a company you do not actively manage, rent from property abroad, IP royalties and annuities.
Parents can come with you
Spouse, dependent children and dependent parents apply alongside you. Portugal accepts parents as dependants more readily than most EU routes.
The proof is close to binary
Either the money is there and documented, or it is not. That makes D7 the most predictable of the D-class routes to evidence.
From entry visa to citizenship
A 4-month entry visa, a 2-year permit, then a 3-year renewal. Permanent residence at 5 years, citizenship at 10 (7 for CPLP and EU nationals) under the rules in force from 19 May 2026.
D7, D8 or Spain
Passive income, remote work, or Spain?
Most people weighing the D7 are choosing between three things: staying passive in Portugal, switching to remote work on the D8, or taking the Spanish Non-Lucrative Visa instead. This is how they differ on the points that decide the case.
Best forType of incomeHow much you must showWorking while you live thereFamily and parentsPath to permanent residence
Portugal D7Best forSomeone living on income they do not work forType of incomePassive: pension, rent, dividendsHow much you must showfrom €920/monthWorking while you live thereNot as the basis, use D8Family and parentsParents can be dependantsPath to permanent residence5 years
Portugal D8Best forSomeone who still works, remotelyType of incomeActive remote workHow much you must show€3,680/monthWorking while you live thereYes, it is the basisFamily and parentsParents can be dependantsPath to permanent residence5 years
Spain Non-Lucrative VisaBest forSomeone who wants Spain and will not workType of incomePassive, and no work at allHow much you must showabout €2,400/monthWorking while you live thereNoFamily and parentsCase by casePath to permanent residence5 years
If your money does not come from work, D7 has the lowest income bar of any Portuguese route, and the proof is close to binary: either the money is documented or it is not.
What counts as passive income
Where the money comes from decides whether it counts.
The consulate looks at the source, at who controls it and at whether it keeps arriving. We classify every stream before the evidence is built.
Use the award and the payment history
Public and private pensions need current entitlement evidence and matching bank receipts.
Prove the asset and the cash flow
A clear case joins the lease, about twelve months of deposits and the relevant tax records. We structure the proof the way AIMA expects to see it.
Separate ownership from active management
Dividends, royalties, annuities and interest count when the source and the recurring payments are documented and you do not run the company.
Move active work to the right route
Freelance and self-employment income point to D8. A company you actively operate points to D2.
Portugal without a job
Why Portugal if you will not be working
The D7 is the paperwork. This is the life it buys, and the one tax fact retirees need before they set a filing date.
Built for non-working residents
Cost of living, healthcare quality and EU mobility make Portugal the default choice for residents who do not work.
You are not the first
More than 80,000 people have taken the D7 since 2018, mostly retirees from the US, UK, Brazil and South Africa, and a growing share of people living on investment income.
Universal healthcare for residents
Residents use the public SNS, usually topped up with private insurance from around €40 a month.
Pension tax is progressive now
The NHR 10% pension regime closed in March 2025 and IFICI does not cover pensions, so a foreign pension is taxed at standard progressive IRS rates.
Plan the tax before you plan the move.After 183 days a year in Portugal you are a Portuguese tax resident. We time that trigger with your tax adviser rather than discovering it after the permit arrives.
Fit check
D7 fits dependable passive income, not an online job.
Use this as a first filter. We confirm the route against every income source and the full household calculation.
D7 is likely worth checking if
- You receive a pension, rent, dividends, royalties or annuity income
- The main applicant clears €920 a month before the family uplift
- The income is regular and visible in bank records
- You want dependent parents on the same file
Check another route if
- Freelance or self-employment is the real income basis
- You actively manage the company paying the dividends
- The rental payments have no consistent history
- The household total falls below the family calculation
Evidence file
What your D7 file must prove
The source documents and the actual deposits have to tell the same passive-income story.
-
Income source
Pension award, dividend statement, rental lease, royalty agreement or equivalent source proof
-
Payment history
Bank statements showing that the declared income is received regularly
-
Household threshold
€920 for the main applicant, plus 50% for a spouse and 30% for each child
-
Rental case
Lease, deposits and relevant tax records, usually covering the preceding twelve months
-
Residence setup
Accommodation, health insurance, savings, NIF and the required forms
-
Identity and family
Passport, criminal record and civil-status or dependency evidence for every applicant
From income check to permit
How your D7 case moves,step by step.
From the first income review to the residence permit, one dedicated case manager handles every step, with a lawyer brought in where the case needs one. The two authority timings below are ranges we have observed in 2026.
- 1Relovisa
Income and family review
Before filingWe classify each income stream and confirm the main applicant clears €920 a month, add 50% for a spouse and 30% for each child, then structure the proof: pension certifications, dividend statements, rental contracts and bank statements.
- 2Relovisa + client
Evidence build and NIF
Before the consulateWe prepare the NIF, the forms and the complete income, bank, accommodation and family evidence set. A Portuguese bank account is required, and we send a step-by-step guide.
- 3Relovisa + client + consulate
Consulate filing
30 to 60 daysWe book the slot where the consulate allows it and prepare you for the appointment. You file in the country where you live, and the consulate issues a 4-month entry visa, typically in 30 to 60 days.
- 4Client
Move to Portugal
Inside the 4-month visaYou enter Portugal and prepare the originals for the residence appointment.
- 5Client + authority
AIMA and the residence permit
9 to 18 months, 5 to 9 through regional officesBiometrics and the residence permit follow after arrival. In 2026 this runs 9 to 18 months end to end in Lisbon and Porto and roughly 5 to 9 months through regional offices. The legal target is 90 days.
- 6Relovisa + your tax adviser
Tax-residency timing
Around your move dateWe line up your tax-residency trigger with your tax adviser. A foreign pension is taxed at progressive IRS rates, and IFICI does not cover pensions.
Your case manager and lawyer handle the paperwork. With minimal input from you we prepare certificates, translations and applications, book the appointments, deal with the authorities and track the case.
Service scope
One price, from first review to visa in hand
The package covers your case through visa issuance. Any post-arrival work is agreed before you sign.
Portugal D7
€2,490 + €990 per family member
- Eligibility review and personal strategy guide
- Household threshold calculated for every applicant
- Complete document preparation and forms
- Initial consultation
- Unlimited chat with your dedicated visa expert
- Lawyer consultation for complex cases
- Pre-submission double-check and NIF
- Consulate booking where available, or clear instructions
- Case management through visa issuance
For retirees, investors and anyone living on documented passive income.
Book your strategy call PortugalD7 - Consulate visa €110
- AIMA residence permit €307.20, from 1 March 2026
Government fees are separate: consulate visa €110 and AIMA permit €307.20, effective 1 March 2026. The signed engagement confirms scope and payment schedule.
Other Portuguese routes
If your money comes from somewhere else
Same country, same five-year path to permanent residence. What changes is the proof you have to bring.
For remote workers and freelancers with stable foreign income.
Digital Nomad Visa (D8)
Active remote income from outside Portugal, proven over recent months. No employer in Portugal and no company setup needed.
- Income floor
- €3,680/mo
- Employer
- Not required
- Family
- Yes, same file
- Path to PR
- 5 years
- Service fee
- from €2,490
01 PT · D8 For skilled employees, and for freelancers who want a real contract.
Highly Skilled Visa (D3)
A qualifying role plus a degree or senior experience, and a Portuguese employer. If you do not have one, your foreign company can order the hire and a payroll company employs you for payroll purposes.
- Salary
- from about €2,100/mo
- Employer
- Payroll company where applicable
- Family
- Yes, same file
- Path to PR
- 5 years
- Service fee
- from €2,490
02 PT · D3 For founders and operators. Company formation included.
Entrepreneur Visa (D2)
No investment minimum, savings of €11,040 and a business plan AIMA will accept. We register the Portuguese company and build the case around the venture.
- Savings
- €11,040
- Employer
- Your own company
- Family
- Yes, same file
- Path to PR
- 5 years
- Service fee
- from €5,990
03 PT · D2 Relovisa in numbers
Our record so far.
Residence, work, founder and family cases, filed end to end rather than reviewed.
Historical share of completed cases approved. Open, withdrawn and incomplete cases are not counted.
Applicants from more than thirty countries, handled from our Portuguese headquarters.
The immigration lawyers and consultants on our case teams bring 10+ years each.
On Portuguese cases we file directly, if a refusal follows a complete document set you provided we re-file once at no additional service fee. Approval is always the authority's decision.
People behind your case
The people who move your case forward.
Every case is led and coordinated by Relovisa. We bring in the immigration consultants, lawyers, payroll and tax specialists the route needs, while Relovisa remains your single point of contact.
One coordinated case team, built around the route you actually need.
Vlad Shipilov
FounderLeads strategy for founder, business and non-standard cases, connecting the route with the client's business, family and long-term plan.
Olia Nemirovski
COO & Chief Case ManagerLeads client and partner operations so case teams, local specialists and next steps stay coordinated from assessment to completion.
Evgenia
UK Immigration Lawyer · Specialist PartnerSupports UK immigration and Talent Visa case management where licensed legal input is required.
Vladimir
Germany Immigration Consultant · Specialist PartnerSupports German work immigration cases across process planning, local requirements and case coordination.
Daniela
Portugal Immigration Lawyer · Specialist PartnerSupports Portuguese residence matters that require legal review, representation or procedural escalation.
Petra
Portugal Immigration Consultant · Specialist PartnerSupports Portugal D2, D3, D7 and D8 cases, including clients with different income structures.
Marilia
Portugal Immigration Attorney · Specialist PartnerSupports global mobility for self-employed, founder and highly skilled cases through Portugal D8, D2 and D3 routes.
Thiago
Portugal Immigration Attorney · Specialist PartnerSupports highly qualified professionals and procedural cases involving residence delays and AIMA proceedings.
Vladislav
International Tax Advisor · Specialist PartnerAdvises on international tax structures and non-standard cross-border situations across Europe, Asia and the United States.
Thomas
Crypto & Tax Advisor · Specialist PartnerSupports clients whose move intersects with crypto assets, international business and tax planning.
Our wider specialist network60+
immigration consultants and lawyers
Local coverage for routes and services that require authorised in-country specialists.
D7 questions
D7 questions, answered
The questions that decide whether your income carries the case.
What counts as passive income for D7?
Pensions, dividends from a company you do not actively manage, foreign rent, royalties, annuities, fixed-term deposits and bond coupons. Freelance or self-employment income points to D8 instead.
Is €920 per person or per household?
It is the amount for the main applicant. Add 50%, currently €460 a month, for another adult and 30%, currently €276 a month, for each child. A couple with one child needs about €1,656 a month of passive income.
Can rent from my home-country house qualify?
It can, when the ownership and the income trail are clear. We ask for the lease, consistent deposits and relevant tax records over about twelve months, and we structure the proof the way AIMA expects to see it.
Will I be a Portuguese tax resident, and how is my pension taxed?
After 183 days a year in Portugal, yes. The NHR 10% pension regime closed in March 2025 and IFICI does not cover pensions, so a foreign pension is taxed at standard progressive IRS rates. We time this with your tax adviser before you set a filing date.
Can I make the first D7 application from inside Portugal?
No. The initial D7 filing is made through the Portuguese consulate in the country where you live.
How long does AIMA actually take in 2026?
The consulate visa takes 30 to 60 days. The residence permit takes 9 to 18 months in Lisbon and Porto, roughly 5 to 9 months through regional offices, against a 90-day legal target. The visa lets you enter; the permit confirms residency.
Can I bring my parents on a D7?
Yes. Dependent parents who can show financial dependence qualify, and Portugal accepts this more readily than most EU routes. We document the dependence properly.
What if my passive income drops before renewal?
At the two-year renewal AIMA checks that you still qualify. We prepare the renewal dossier, and if remote work has replaced the passive income we look at moving you to D8.
What happens if the visa is refused?
For a Portuguese case we file directly, if a refusal follows a complete document set you provided, we re-file once at no additional service fee, subject to your engagement terms. We do not guarantee approval; the authority decides.
Reviewed by the Relovisa immigration teamPublished 2026-07
Start with the income source
Bring your income. We will tell you if it qualifies.
Pensions, dividends, rent, royalties: send us the sources, the amounts and who is moving. We confirm whether they clear the D7 threshold, how to document them and what your tax picture looks like.
Book your strategy call30 minutes · €40, applied to your package if you proceed