Portugal D7 Visa

D7 is the passive-income residency route under Article 61 of Law 23/2007. Designed for retirees, investors, and anyone with stable non-employment income above the Portuguese minimum wage threshold.

  • Income threshold: €920/month (100% of 2026 SMN) plus 50% per dependent adult, 30% per child.
  • Passive income only: pensions, dividends, rental income, intellectual property royalties.
  • 4-month entry → 2-year permit → renewable 3 years.
  • Permanent residency at 5 years, citizenship at 10 years (post-19 May 2026 reform; 7 years for CPLP nationals).
  • Family included: spouse, dependent children, dependent parents.
  • 10% flat pension regime on foreign pensions for 10 years (separate from IFICI).
Portuguese coastal town

Benefits of a D7 Visa in Portugal

Lowest income threshold of all Portuguese visas

At €920/month for a single applicant, D7 is the most accessible Portuguese residency by far. D8 needs €3,680, D3 needs ~€2,100.

Passive income only — no employer needed

Pensions, dividends from a foreign company, rental income from properties abroad, intellectual property royalties, annuity payments — all qualify.

Strong family-unification track

Spouse, dependent children, dependent parents apply alongside the main applicant. AIMA recognizes parents-as-dependents readily, which is rare in EU visas.

Predictable AIMA acceptance

D7 has the cleanest acceptance record of the D-class visas in 2026. Income proof is binary: either you have the money or you don't.

Compatible with Portuguese pension tax regime

Foreign pensions are taxed at 10% flat for 10 years under the post-NHR pensioner regime (separate from IFICI).

Long-term EU residency

Same 5-year permanent residency and 10-year citizenship clock as all D-class visas.

The benefits of moving to Portugal

  • Leading destination for non-working residents

    Portugal's combination of cost of living, healthcare quality, and EU mobility makes it the leading destination for non-working residents in 2026.

  • Over 80,000 D7 holders since 2018

    Predominantly retirees from the US, UK, Brazil, and South Africa, plus a growing share of remote-investor profiles.

  • Universal healthcare access

    Healthcare access is universal for residents; the public system (SNS) is supplemented by private insurance starting around €40/month.

  • 10% flat pension regime

    The 10% pension regime makes Portugal one of the most tax-favorable jurisdictions in Europe for non-Portuguese pension income.

  • Citizenship path

    10 years legal residence to Portuguese citizenship (7 for CPLP nationals) — post-19 May 2026 reform.

Portuguese village

How to get the Portugal D7 Visa with Relovisa

From eligibility review to residence permit — your dedicated case manager handles every step.

1. Eligibility + income structuring

We confirm your passive income meets €920/month (single applicant; +50% spouse, +30% per child) and structure the documentary proof (pension certifications, dividend statements, rental contracts, bank statements).

2. NIF

We obtain your Portuguese tax number (NIF) — a prerequisite for the AIMA dossier. A Portuguese bank account is also required — we send you a detailed step-by-step guide for opening one.

3. AIMA-compliant dossier

Full filing: passive income proof, accommodation, criminal record certificate, health insurance, savings proof.

4. Consulate appointment

We book and prepare you for the Portuguese consulate appointment. Consulate visa typically issued in 30–60 days.

5. AIMA biometrics + permit

After arrival: AIMA biometrics appointment and residence permit issuance. Realistic 2026 timeline: 6–12 months from biometrics due to backlog.

6. Pension regime application

If applicable: we file the 10% flat pension regime application (separate from IFICI) coordinating with your tax-residency trigger.

Let your personal case manager and lawyer handle all the paperwork

No more dealing with bureaucracy — we take care of every detail.

1. Understand Your Immigration Options

During a consultation, our expert evaluates your profile and outlines pathways, helping you make an informed decision.

2. Tailored Strategy for Approval

Lawyer analyzes your case, identifies challenges, and creates a step-by-step roadmap to maximize success.

3. Complete Document Preparation

With minimal input from you, we handle certificates, translations, and applications.

4. Smooth Application Process

Your manager schedules appointments, ensures compliance, communicates with authorities, and tracks progress.

5. Bureaucratic Tasks Solved

We handle finding housing, tax registrations, and residence permits, eliminating paperwork stress.

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Recommended

Portugal D7 — Standard

from €2,490

+ €990 per family member

For retirees, investors, passive-income holders.

  • Eligibility review and personalized strategy guide
  • Preparation of all required documents
  • Initial consultation
  • Unlimited chat with a dedicated visa expert
  • Lawyer consultation for complex cases
  • All required forms completed by us
  • Pre-submission document double-check
  • NIF
  • Consulate slot booking where the jurisdiction allows it, OR detailed step-by-step instructions where booking requires in-person face + passport verification by the applicant
  • End-to-end case management through visa issuance
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About “Relovisa Advisors”

99.2%
Average success rate

99.2% of clients get their visas and residence permits

7000+
Cases · 30+ countries

Clients across North America, Europe, Africa, the Middle East, and the CIS

80+
Experts and lawyers

Professionals from around the world

8 years
Average experience

In immigration law & consulting

Our team, lawyers and partners

Our legal experts and professionals take care of everything — from document preparation to final approval — with 24/7 support, so you don't have to worry about a thing.

Vlad Shifter

Vlad Shifter

Founder

Entrepreneur and corporate consultant with 10+ years of experience with PwC, P&G, Coca Cola, Unilever and others. TechCrunch 200 Alum.

Olia Nemirovski

Olia Nemirovski

COO

10+ years specialist in client and partner relations, driving innovation through deep customer understanding.

Evgenia

Evgenia

Immigration lawyer

Licensed lawyer with deep knowledge of UK immigration law, she excels as a case manager for Talent Visas with 99.8% success rate.

Vladimir

Vladimir

Immigration consultant

Over three years of project management experience in German work immigration processes.

Daniela

Daniela

Immigration Lawyer

Her expertise includes legal representation in court proceedings, expedited solutions for delayed residence processes, and all visa programs.

Katerina

Katerina

Immigration consultant

A specialist in Spanish residence permits with extensive experience in digital nomad, startup, and highly qualified professional visas.

Petra

Petra

Immigration consultant

Specializes in D visas: Digital Nomad, D7, D2, D3, etc. She has experience working with various types of income.

Marilia

Marilia

Immigration Attorney

Lawyer with 4 years experience works with global mobility processes for self-employed individuals through D8, D2, or IT workers through D3/Blue Card.

Thiago

Thiago

Immigration Attorney

Relocated more than 300 high-qualified professionals to Portugal since 2018. Currently holding 100% success in lawsuits against AIMA (200+).

Vladislav

Vladislav

Tax Advisor

A licensed tax consultant with thousands of cases handled worldwide, from EU countries to Hong Kong and the USA. Specializes in finding solutions in the most unique and challenging situations.

Thomas

Thomas

Tax Advisor

Thomas specializes in crypto business consultancy, with notable projects including market research for Bit2Me, a major Southern European cryptocurrency exchange.

FAQs

What counts as "passive income" for D7?
Pensions (public or private), dividends from foreign companies you don't actively manage, rental income from properties abroad, intellectual property royalties, annuity payments, fixed-term deposits, bond coupons. Self-employment income or freelance fees do NOT qualify — use D8 for that.
Is the €920/month threshold per person or per household?
Per main applicant. Add 50% for spouse (€460/month), 30% per child (€276/month). A family of 3 (couple + 1 child) needs €1,656/month of passive income.
Can I rent out my home country house to meet the income proof?
Yes, with consistent rental documentation (lease, bank deposits, tax returns) for the past 12 months. We help structure the proof per AIMA conventions.
What's the difference between D7 and <a href="/digital-nomad-visa-portugal" class="underline">D8</a>?
D7 = passive income, no employer. D8 = active remote work income. If you have a remote job or freelance contracts, D8 fits. If you live off investments or pensions, D7 fits.
Will I be a Portuguese tax resident?
After 183 days/year in Portugal, yes. We coordinate the timing of tax-residency triggering with the pension regime or IFICI application window.
Can I bring my parents on a D7?
Yes — dependent parents (showing financial dependence) qualify. This is a strong feature of D7 vs other EU visas. We document the dependence properly.
How long does AIMA actually take in 2026?
Consulate visa: 30–60 days. AIMA permit issuance after biometrics: 6–12 months realistic (90-day target frequently missed due to the 400,000+ case backlog). The visa allows entry; the permit confirms residency.
What if my passive income drops below the threshold during renewal?
At year-2 renewal AIMA reviews continued eligibility. We help prepare renewal dossiers and, if income gaps emerged, can advise on switching tracks (e.g., to D8 if you've started remote work).

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