Vlad Shifter
Founder
Entrepreneur and corporate consultant with 10+ years of experience with PwC, P&G, Coca Cola, Unilever and others. TechCrunch 200 Alum.
Portugal D7 Visa 2026: Residence on Passive Income
Live in Portugal on pensions, dividends, rent or royalties, from €920/month. The lowest income bar of any Portuguese residency, with the whole family on one file.
- Income from €920/mo
- Parents can be included
- EU residency in 5 years
- No work required
- 7,000+ cases handled
- 99.2% completed-case success rate
- Free re-file on directly handled Portuguese cases with a complete document set
- 30+ nationalities served
- HQ in Portugal
Why the D7
Lowest income threshold of any Portuguese visa
€920/month for a single applicant, versus €3,680 for D8 and about €2,100 for D3.
Passive income only, no employer
Pensions, dividends from a company you do not actively manage, rent from property abroad, IP royalties, annuities.
Strong family track, parents included
Spouse, dependent children and dependent parents apply alongside you. AIMA recognizes parents-as-dependents more readily than most EU visas.
Predictable acceptance
Income proof is close to binary: either the money is there and documented, or it is not. D7 has the cleanest acceptance record of the D-class visas.
EU residency ladder
4-month entry, 2-year permit, renewable for 3 years; permanent residency at 5 years; citizenship at 10 years (7 for CPLP and EU nationals) under the reform effective 19 May 2026.
D7 vs the passive-income alternatives
| Portugal D7 | Portugal D8 | Spain Non-Lucrative Visa | |
|---|---|---|---|
| Income type | Passive (pension, rent, dividends) | Active remote work | Passive (no work at all) |
| Income floor | from €920/mo | €3,680/mo | ~€2,400/mo |
| Remote work allowed | Not the basis; use D8 | Yes, it is the basis | No |
| Parents as dependents | Yes | Yes | Case by case |
| Path to PR | 5 years | 5 years | 5 years |
Comparing Spain instead? See the Spain Non-Lucrative Visa. For all Portugal residency routes, see the Portugal visas overview.
Why Portugal for non-working residents
-
Leading destination for non-working residents
Portugal is the leading destination for non-working residents in 2026, on cost of living, healthcare quality and EU mobility.
-
Over 80,000 D7 holders since 2018
Mostly retirees from the US, UK, Brazil and South Africa, plus a growing remote-investor share.
-
Universal healthcare
Universal healthcare for residents; the public SNS is supplemented by private insurance from around €40/month.
-
Pension tax is progressive now
The NHR 10% pension regime closed March 2025 and IFICI does not cover pensions, so foreign pensions are taxed at standard progressive IRS rates. Plan tax residency before you move.
How to get the Portugal D7 Visa with Relovisa
From eligibility review to residence permit, your dedicated case manager handles every step.
1. Eligibility + income structuring
We confirm your passive income meets €920/month (single applicant; +50% spouse, +30% per child) and structure the proof: pension certifications, dividend statements, rental contracts, bank statements.
2. NIF + bank guidance
We obtain your NIF; a Portuguese bank account is required and we send a step-by-step guide.
3. AIMA dossier
Passive-income proof, accommodation, criminal-record certificate, health insurance, savings proof.
4. Consulate appointment
Booked and prepared; consulate visa typically issued in 30 to 60 days.
5. Biometrics + permit
After arrival, AIMA biometrics and permit. Realistic 2026: 9 to 18 months end-to-end in Lisbon/Porto, roughly 5 to 9 months via regional offices; legal target 90 days.
6. Tax-residency timing
We coordinate your tax-residency trigger with your tax adviser. Note: foreign pensions are taxed at progressive IRS rates; IFICI does not cover pensions.
Let your personal case manager and lawyer handle all the paperwork
No more dealing with bureaucracy, we take care of every detail.
1. Understand Your Immigration Options
During a consultation, our expert evaluates your profile and outlines pathways, helping you make an informed decision.
2. Tailored Strategy for Approval
Lawyer analyzes your case, identifies challenges, and creates a step-by-step roadmap to maximize success.
3. Complete Document Preparation
With minimal input from you, we handle certificates, translations, and applications.
4. Smooth Application Process
Your manager schedules appointments, ensures compliance, communicates with authorities, and tracks progress.
5. Bureaucratic Tasks Solved
We handle finding housing, tax registrations, and residence permits, eliminating paperwork stress.
Bring your income, we will tell you if it qualifies.
Pensions, dividends, rent, royalties: send us the sources and amounts. We confirm whether they clear the D7 threshold, how to document them, and what your tax picture looks like. The €40 consultation secures a dedicated expert.
Ready to start?
Recommended
Portugal D7
€2,490
+ €990 per family member
For retirees, investors and passive-income holders. Government fees are separate: consulate visa €110, AIMA permit €307.20 (effective 1 March 2026).
- Eligibility review and personalized strategy guide
- Preparation of all required documents
- Initial consultation
- Unlimited chat with a dedicated visa expert
- Lawyer consultation for complex cases
- All required forms completed by us
- Pre-submission document double-check
- NIF
- Consulate slot booking where the jurisdiction allows it, or detailed step-by-step instructions where booking requires in-person verification by the applicant
- End-to-end case management through visa issuance
About “Relovisa Advisors”
Relovisa is a premium full-service immigration consultancy (HQ Portugal, "Made in Portugal"). It is not a law firm: it works with licensed immigration lawyers and tax advisors per jurisdiction. Relovisa delivers EU/UK/US residency and citizenship to founders, skilled professionals, investors, and remote workers, handling the paperwork end-to-end. Distinctive: its own Portuguese EOR/payroll entity, packaged with the Portugal D3 and Spain DNV routes, plus deep specialist depth on the France Talent (Passeport Talent) innovative-project route, including DRIEETS dossiers and the no-incubator route with two letters of support.
99.2%
Average success rate
99.2% of clients get their visas and residence permits
7000+
Cases · 30+ countries
Clients across North America, Europe, Africa, the Middle East, and the CIS
80+
Experts and lawyers
Professionals from around the world
8 years
Average experience
In immigration law & consulting
Our team, lawyers and partners
Our legal experts and professionals take care of everything, from document preparation to final approval, with 24/7 support, so you don't have to worry about a thing.
Olia Nemirovski
COO
10+ years specialist in client and partner relations, driving innovation through deep customer understanding.
Evgenia
Immigration lawyer
Licensed lawyer with deep knowledge of UK immigration law, she excels as a case manager for Talent Visas with 99.8% success rate.
Vladimir
Immigration consultant
Over three years of project management experience in German work immigration processes.
Daniela
Immigration Lawyer
Her expertise includes legal representation in court proceedings, expedited solutions for delayed residence processes, and all visa programs.
Petra
Immigration consultant
Specializes in D visas: Digital Nomad, D7, D2, D3, etc. She has experience working with various types of income.
Marilia
Immigration Attorney
Lawyer with 4 years experience works with global mobility processes for self-employed individuals through D8, D2, or IT workers through D3/Blue Card.
Thiago
Immigration Attorney
Relocated more than 300 high-qualified professionals to Portugal since 2018. Currently holding 100% success in lawsuits against AIMA (200+).
Vladislav
Tax Advisor
A licensed tax consultant with thousands of cases handled worldwide, from EU countries to Hong Kong and the USA. Specializes in finding solutions in the most unique and challenging situations.
Thomas
Tax Advisor
Thomas specializes in crypto business consultancy, with notable projects including market research for Bit2Me, a major Southern European cryptocurrency exchange.
Reviewed by the Relovisa immigration team. Published 2026-07.
Sources: Law 23/2007 Article 61 , AIMA guidance , IFICI/NHR legislation
FAQs
What counts as passive income for D7?
Pensions (public or private), dividends from foreign companies you do not actively manage, rent from property abroad, IP royalties, annuities, fixed-term deposit and bond coupons. Self-employment or freelance fees do not qualify; use D8 for active remote income.
Is the €920/month threshold per person or per household?
Per main applicant, plus 50% for a spouse (€460/month) and 30% per child (€276/month). A couple with one child needs about €1,656/month of passive income.
Can I use rent from my home-country house to meet the requirement?
Yes, with consistent documentation (lease, bank deposits, tax returns) over the past 12 months. We structure the proof to AIMA conventions.
Will I be a Portuguese tax resident, and how is my pension taxed?
After 183 days per year in Portugal, yes. The NHR 10% pension regime closed March 2025 and IFICI does not cover pensions, so foreign pensions are taxed at standard progressive IRS rates. We coordinate timing with your tax adviser.
Do I have to apply from outside Portugal?
Yes. The D7 entry visa is applied for at a Portuguese consulate in your country of residence, not inside Portugal.
How long does AIMA actually take in 2026?
Consulate visa 30 to 60 days. Permit issuance end-to-end 9 to 18 months in Lisbon/Porto and roughly 5 to 9 months via regional offices; legal target 90 days. The visa lets you enter; the permit confirms residency.
Can I bring my parents on a D7?
Yes. Dependent parents who can show financial dependence qualify, which is a genuine strength of D7 versus other EU visas. We document the dependence properly.
What if my passive income drops below the threshold at renewal?
At year-2 renewal AIMA reviews continued eligibility. We prepare renewal dossiers and, if a gap appeared, can advise switching tracks (for example to D8 if you have started remote work).
What happens if the visa is refused?
For Portuguese cases we handle directly, if a refusal follows a complete document set you provided, we re-file once at no additional service fee, subject to the conditions in your engagement. We do not guarantee approval.